Banking Law & Finance Certificate Course | SARFAESI, IBC, DRT, RBI & FinTech

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About Course

The Banking Law Certificate Course is designed for law students, lawyers and legal professionals looking to build a career in Banking Law, Banking & Finance, Debt Recovery, Insolvency and Banking Compliance in India. This practical course provides a comprehensive understanding of the Indian banking and financial sector, including banking operations, the banker-customer relationship, lending and borrowing, the role of the Reserve Bank of India (RBI), banking regulations and the legal framework governing financial institutions.

The course covers key banking laws and regulatory frameworks including the Reserve Bank of India Act, 1934; Banking Regulation Act, 1949; SARFAESI Act, 2002; Recovery of Debts and Bankruptcy Act; Negotiable Instruments Act, 1881; and Insolvency and Bankruptcy Code, 2016 (IBC). Participants will also understand important areas such as loan and security documentation, mortgages, hypothecation, guarantees, cheque dishonour, debt recovery, DRT proceedings, insolvency resolution and the role of banks as financial creditors.

The course also introduces participants to the rapidly growing field of FinTech and Digital Banking, Along with understanding banking laws, the course focuses on the practical role of a banking lawyer, helping participants understand how legal professionals work with banks, NBFCs, financial institutions and FinTech companies. The course is particularly useful for those aspiring to pursue careers in Banking & Finance Law, Banking Litigation, Debt Recovery, IBC, Regulatory Compliance and FinTech Legal & Compliance.

Benefits of LeDroit India Certifications:

– Improves employability and career prospects
– Practical and industry-oriented learning
– Prepared and delivered by industry experts
– Covers key Indian Banking Laws and regulations
– Introduction to Banking, Finance & FinTech Law
– Online certification
– Innovative and career-focused content
– Lifetime Access

Date – 19th September, 2026

Timing – 8:30–9:30 PM

Course Fee – ₹2,000

Faculty – This course has been expertly delivered by Adv. Samata Joshi, a legal professional with 8+ years of experience specialising in banking, business law and Intellectual Property Rights (IPR). With extensive experience across various areas of corporate and commercial law, Adv. Joshi brings practical industry insights to the course. Participants will benefit from her understanding of banking and business laws, regulatory frameworks and the practical application of legal principles in professional practice.

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What Will You Learn?

  • Understand the Indian Banking Law framework and key laws governing banks and financial institutions.
  • Learn the Banking Regulation Act, RBI Act and RBI regulatory framework.
  • Understand the banker–customer relationship, KYC, banking operations and customer rights.
  • Learn about loans, advances, securities and banking documentation.
  • Understand the SARFAESI Act, 2002, security enforcement and debt recovery.
  • Learn the basics of DRT proceedings and recovery of bank dues.
  • Understand the Negotiable Instruments Act, 1881 and cheque dishonour proceedings under Section 138.
  • Understand Insolvency & Bankruptcy Code (IBC), CIRP, financial creditors and the role of banks in insolvency proceedings.
  • Learn about banking compliance, KYC, AML and RBI regulations.
  • Understand FinTech and Digital Banking, including digital lending and payment systems.
  • Identify legal and regulatory risks in digital lending.
  • Gain practical exposure to Banking Legal Due Diligence.
  • Learn how to draft a Banking Demand Notice.
  • Learn how to draft a Section 138 legal notice for cheque dishonour.
  • Develop foundational knowledge required to pursue a career in Banking & Finance Law, Banking Compliance, Debt Recovery, IBC and FinTech Legal roles.

Course Content

Legal Framework of Regulation of Banks

  • Introduction to Banking Laws in India
    46:47
  • Types of Banks and Their Privileges
    56:08

The Reserve Bank of India (RBI) Act, 1934

Banking Regulation Act, 1949

Bank Guarantees & Types of Securities

Banking Ombudsman Act & DRT Act

Negotiable Instruments Act-Cheque Bounce Notice Drafting & Process

SARFAESI Act, 2002
Key Areas to Cover in the Course Meaning and objective of the SARFAESI Act Secured Creditor & Secured Asset Security Interest Classification of accounts as NPA Demand Notice under Section 13(2) Enforcement of Security Interest under Section 13(4) Possession of secured assets Sale/Auction of secured assets Role and powers of the Authorised Officer Rights of the borrower Application to DRT under Section 17 Securitisation and Asset Reconstruction Companies Exemptions and limitations under SARFAESI Practical SARFAESI recovery process Case studies involving bank loan default and recovery

Insolvency & Bankruptcy Code (IBC), 2016
Key Areas to Cover in the Course Meaning of Insolvency, Bankruptcy &; Default Objectives and scope of the IBC, 2016 Corporate Insolvency Resolution Process (CIRP) Financial Creditor vs Operational Creditor Initiation of insolvency proceedings Role of the NCLT Committee of Creditors (CoC) Moratorium Liquidation Process Distribution of proceeds and waterfall mechanism NCLAT & appeals Role of IBBI Practical IBC case studies

FinTech & Digital Banking
Introduction to FinTech Law • Digital Banking • Digital Lending • RBI Framework for Digital Lending • UPI & Digital Payments • Payment Aggregators • E-KYC • Electronic Contracts & Digital Signatures • Data Privacy & Cybersecurity in FinTech • Legal Issues in Digital Lending

Practical Banking Law
1.Banking Legal Due Diligence Understanding the legal checks involved in banking transactions, identifying red flags, reviewing borrower/security documents and assessing legal risks. 2.Drafting a Demand Notice Practical understanding of a bank's demand notice, essential contents, claims, repayment details and key legal considerations. 3.Cheque Dishonour – Section 138 Proceedings Understanding the cheque dishonour process and drafting a Section 138 legal notice, including essential contents, timelines and practical considerations. 4.Legal Risks in Digital Lending Identifying key legal and regulatory risks in digital lending, including borrower consent, data privacy, KYC, recovery practices, third-party involvement and compliance issues. 5.Indemnity Bond

Career in Banking Law
Career as a Banking Lawyer • Banking & Finance Law Firms • Legal Roles in Banks & NBFCs • DRT/NCLT Practice • IBC & Debt Recovery Careers • Banking Compliance • FinTech Legal Careers • Skills Required • Building a Career in Banking Law

Earn a Valuable Course Completion Certificate

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